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Frequently Asked Questions

Here are the answers to some questions you might have

What does hospitalization insurance cover?

Hospitalization insurance typically covers the cost of hospital stays, surgeries, medical tests, and other related expenses.

Is critical illness insurance necessary if I already have health insurance?

Yes, critical illness insurance is necessary as it provides coverage for conditions that are not covered by traditional health insurance, such as lost income, home care, and other related expenses.

How much income protection insurance do I need?

The amount of income protection insurance you need depends on your monthly expenses and income. A financial advisor can help you determine the appropriate amount.

What is critical illness insurance?

Critical illness insurance is a type of insurance that pays a lump sum if you are diagnosed with a serious illness covered by the policy, such as cancer, heart attack, or stroke.

What is accidental death insurance?

Accidental death insurance is a type of insurance that pays a benefit to your beneficiaries if you die due to an accident covered by the policy.

Is accidental death insurance necessary if I already have life insurance?

It depends on your individual needs and circumstances. Accidental death insurance provides coverage for accidents that may not be covered by traditional life insurance policies.